BHRIGU INSURANCE & CAPITAL SERVICES

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General Insurance Plan Details

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Health insurance

Health insurance is a policy that covers medical expenses that arise due to illness or accident. These expenses could be related to hospitalisation costs, pre and post hospitalisation expenses, cost of medicines, doctor’s consultation fees, nursing expenses etc. The type of health insurance plans are family medicare plan, super top plan, critical illness plan etc.

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Travel insurance

It covers risks and financial losses that could happen while traveling abroad. The risks include injury, sickness, loss of passport, loss or delay of baggage, personal liability, personal accident etc.

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Personal Accident

It covers hospitalisation, treatment, surgery and other related medical expenses arising from accident. It covers expenses towards permanent or temporary, full or partial disablement suffered because of accident.

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Household insurance

It covers damages or loss to the contents in the house because of unforeseen circumstances. This insurance also covers losses due to burglary.

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Fire insurance

Fire and Special perils policy safeguards the insured against unforeseen circumstances caused by accidental fire, lightning, explosion, riots, strike or other natural calamities like earthquake, storm etc.

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Burglary insurance

Burglary insurance provides financial protection to property owners against losses incurred due to theft or burglary. It covers the loss or damage to the insured property and its contents caused by theft or attempted theft. It is often included in home insurance policy or can be purchased as a separate standalone policy.

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Marine insurance

Marine insurance is the insurance where the insurer compensates the insured when the latter suffers from financial loss from marine perils. It covers the loss to the ship or the vessel as well as the goods or cargos which are being transported by land, air or water.

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Director’s liability insurance

Director’s Liability policy also known as directors and officers liability insurance, provides financial protection to company directors and officers against legal claims made against them for alleged wrongful acts or omissions committed in their capacity as company leaders. It can cover legal defence costs, settlements and judgements and is essential for protecting the personal assets of directors and officers.

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Industrial All risks insurance

Industrial all risks insurance is a comprehensive insurance policy that provides coverage for a range of industrial risks, including damage to property, machinery breakdown, business interruption, and liability for injuries or damages caused by the insured business. It is designed to protect businesses against a wide range of risks and is customized to meet the specific needs of each industry.

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Contractors’ All Risk insurance

Contractors all risks insurance provides coverage for contractors against damage or loss to materials, equipment, and property during construction projects. It can also include coverage for liability claims arising from injury or property damage caused by the contractor’s work. It is essential for protecting the financial interests of contractors and their clients during the construction process.

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Erection All Risks insurance

Erection all risks insurance provides coverage for contractors or businesses that are involved in the installation or erection of large machinery or equipment. It covers losses or damages that occur during the erection process, including damage to the equipment or surrounding property, as well as liability for injuries or damages caused by the erection work. It is important for protecting businesses from the potentially high costs of installation projects.

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Industrial All risks insurance

Industrial all risks insurance is a comprehensive insurance policy that provides coverage for a range of industrial risks, including damage to property, machinery breakdown, business interruption, and liability for injuries or damages caused by the insured business. It is designed to protect businesses against a wide range of risks and is customized to meet the specific needs of each industry.